The 5 Money Myths: Book Review, Giveaway & Gift Card!!!

A lot went through my mind when I was informed that the book the 5 Money Myths was going on a blog tour, and that it was actually going to stop by my blog. So, I started reading a book about tested money principles and retirement plans with a fear at the back of my mind, the fear of not ‘getting’ what the book was about. BUT I actually found it very interesting, even though I am not in the US, and I am not someone who really thinks about retirement…. until now that is. So, what’s this book about?

The 5 Money Myths by Ed Kinsley and Marc Roethel.

The book talks about current retirement plans in the US and how they are failing to help people retire comfortably. It addresses 5 myths of money and then shows us the connection between money myths and saving for retirement.

What are the myths anyway?

Myth #1 You will get around to saving later.

Myth #2 We should weather the ups and downs of the market.

Myth #3 We should pay for everything with cash

Myth #4 Defer taxes any chance you get

Myth #5 Only the wealthy can achieve this.

(Kinsley and Roethel, 2015)

Each of these myths is looked at closely and analysed in a very comprehensible way.

What did I get from this book?

An urge to save money for my retirement (especially since I am in Greece).

I started thinking about my relationship with luxury. I do not need the latest technology nor the latest luxury bag. Luxury can/should be part of our lives, but it is not always a necessity.

I always pay my bills first and then by the end of the month I run out of money, so no savings.I need to ‘pay’ myself first and then worry about my bills

I shouldn’t just jump into a plan. The internet and forums shouldn’t be my sole advisor. I need to get advice on finances, insurance and retirement plans

What I liked about the book

I am a finance dummy. I don’t really care that much about savings/retirement plans, but this book did give me a clear picture of how the ‘retirement plan scene’ in the US works and it was done in a way that was like a story. What do I mean by story?

Well, the writers talk about money, retirement plans, money principles,  what you should and shouldn’t do in a way that an everyday person like me gets it! They talk about money as if it is a narrative, a story.You have the young couple trying to scrape by, the couple that lost lots of their savings and so on. Each story is connected to a myth and suggestions on how to end up with a successful retirement plan are made. Yes, there are numbers, but they are explained in a way that does not leave you baffled and running away from the book.

If you are in the US, this book gives you a clear picture of what to do in order to retire comfortably. It talks about 401(k) programme and IULS. There are lots of helpful links and suggestions on where to look for advice on your retirement plan. If you are not in the US, like me, this book is still for you because what is discussed has to do with money and we use it all around the world. We all (well, hopefully all), do retire at some point. Of course, this book is not a novel or a book you’d take on the beach and read while drinking a mojito. It is a book about money though that can be appreciated by the everyday reader. *You can purchase the book here.

The Giveaway & $100 Amazon Gift Card

Now, as I mentioned earlier, this blog is part of the 5 Money Myths blog tour and part of the tour is a 10 book giveaway and a $100 Amazon card giveaway! All you have to do is enter the giveaway by clicking on the link

a Rafflecopter giveaway

The winners will be announced on the 31st of January.

I think this book makes understanding money principles easy to understand. Gives a clear picture as to how to go about making a retirement plan and makes even someone like me, the shopaholic Greek girl start thinking about retirement plans and savings.

5 money myths

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Thanks for stopping by.

This is not a sponsored post. I was sent the book to review. I have not received any money for this review. Views expressed are my own. * I use Amazon affiliate links. You do nto pay extra for a product, I just make a small amount of money off your purchase.

 

Blogmas Day 29: catching up

So, it’s been a while since I wrote a #Blogmas post, but I thought it was about time we did a bit of catching up. How did you guys spend your Christmas eve? What are you doing these days?

I am a teacher on holidays and my holidays so far consist of eating, reading, watching (or should I say binge watching) movies, making paperclips and other planner/planning-related stuff, shopping, and coffee drinking with friends/family.

paperclips

I spent a couple of days in the country side (Yuck!City gal in da house).

Olive trees

I was a little bit productive as I did a lot of decluttering and organisation. I have cleared out bookcases, drawers and a few cupboards, but there is still a lot on my list.

Binge watching romcoms & stuff

I watched Bridget Jones, the Holidays and Love Actually. I also watched a few episodes of Grey’s anatomy and some episodes of 48 hours which is a crime/news/documentary show.

Bookcase decluttering

I put all my Greek books together and then organised my English books based on read not read. Some people put their books in colour groups but cause I am colourblind, I go with height. Taller books go on the left, shorter books on the right.

Bookcase

Reading

I finished the Rosie project which was on my book list and I have moved on to Bridget Jone’s book 3 ‘Mad about the boy’. I am also reading loads of fashion magazines. Even though I cannot afford any of the stuff in the magazines, I do love looking at them.

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Eating

The holidays are all about the food (really gotta start working out cause my clothes won’t fit me soon). I have gone for dinner and am making a lot of my favourite salad.

Here’s what’s in my yummy (detox) salad.

Cabbage and a bit of  raw cauliflower

Carrot

Grated tomato/ Grated cheese

Dried fig

Cucumber

Croutons

Dressing: vinaigrette sauce, olive oil and sea salt. Yummy. I love this salad!!!

Um… dunno what else to say. So, that’s a round-up of what I have been up to:)

Still reading? Thanks dudy!!Do follow my blog if you want to read more from me. Connect with me on Pinterest/ Twitter/ Instagram

Have a lovely day/ night.

Lousakies

In the village

Hugs,

Jo

 

Book Review: The Rosie Project

I posted a while ago a list of 5 books I was going to read over the Christmas break but yesterday was a cold Sunday. It was raining, and felt like curling up with a cup of coffee and reading. So I did. And I finished a book. Now I am reviewing it.

The Rosie Project by Graeme Simsion

Set in Australia, this book is about a genetics professor who tries to find love in an unconventional way. Don, the professor is ‘different’, not very good at ‘people skills’. He is almost 40 and wants to find a wife which is why he makes a questionnaire that he will give to ‘wife’ candidates. Then he meets Rosie. She has her own issues. She has a difficult relationship with her stepdad and doesn’t know who her biological father is. Then Don and Rosie unite and try to find out who Rosie’s biological father is and well… the rest you have to read (no spoilers here. Sorry dudies).

I really enjoyed binge reading this book (binge-reading aka reading from cover to cover quickly).  I read it in almost one go. I thought it was funny. The narration was made by a man and I liked that. The main hero was odd but likeable. It is about love. A fun book to read.*You can get the book here.

BUT

the story continues and I didn’t know that!! So, now I have to wait for the second part (The Rosie Effect) to ship to my little island!!Of course I ordered it!!

You lovely readers know now though, so maybe getting both books is a good idea cause I wanna know what happens next!!!!!

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Final thoughts?Do you recommend the book?

Yeap!! Yeap!! Get the book 😀

Something cool about the book?

You can do the questionnaire and see if you are what Don is looking for!! <3<3 The author’s interview at the end of the book is very entertaining.

Catch up on all my blogmas posts by checking out the #Blogmas category in the side bar. Do follow my blog if you want to read more from me. Connect with me on Pinterest/ Twitter/ Instagram

Talk tomorrow!!

xx

*Amazon affiliate links do not mean you pay extra, it just means I make a little bit of money from your purchase. Thanks if you choose to buy something by pressing the link

 

5 books I will be reading during Xmas: #Blogmas Day 8

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Today’s post is going to be about books that I have purchased over the months and plan to read during my holidays. I will be off work from the 23rd of December till the 7th of January (Yup! Perks of being a teacher ❤  ). My book choices are more ‘girlie lovey dovey, so if you are into that keep reading, if you are not, well sowie folks (but will you subscribe to my blog anyway? < 3 ), I guess this one is not for you.

So here is my list. I have added the links to Amazon (affiliate links) in case you are intrigued, in spendy mood, or just wanna read with me and have a book… chat?

Daniel Levitin The organised mind

OK! I am kinda cheating here. I have already read up to page 40. This book is about how we can think straight in the age of information overload. Levetin explains “why smart organisation improves our memory, our attention spam and even our imagination”. Random fact I read in this book so far:

When your brain says that you are looking for your red sweater, your eye’s red cones (the cones that see re) are more alert and block the rest of the colour cones/neuron thingies, which makes it easier to spot/remember where the red is (or something along those lines). I am colour blind, so I have an excuse to not remember where something read is and a reason to remember this random piece of info.

For more information and a bit of shopping press here.

Graeme Simsion The Rosie Project

Again, I have read a bit of this book. It is about luv (of course) and the ‘science’ of it. It tells the story of a handsome geneticist who is searching for the perfect partner. He even makes a questionnaire. It’s fun. I have giggled quite a bit (the hero in the story is clueless :P). You can get the book here.

I got this one but never read it, so now is the time!!

Bridget Jones Mad about the boy Helen Fielding.

Yeah, well, gotta read up on my Bridget adventures!! Not saying anything about this one. You can get this one here.

All the bright places by Jennifer Nivan

I guess this one is for younger readers, but I thought it would be interesting. It’s about a youngster who wants to die and a girl who wants to save him. So, lovey dovey with a bit of drama. You can get this one here.

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Finally, a historical novel.

Suzannah Dunn The Queen’s Sorrow

This book is about Mary Tudor and her marriage to Philip the Prince of Spain. She wants to be close to him, he ignores her and then England suffers.  I have already read a couple of books by Dunn and I really enjoyed them , so I am sure this will be interesting as well. You can get the book here.

So, this is on my list for my break and some of the books I am reading now.  Follow my blog so you never ever miss a post from meeeee. I am @mypinkrambles on Twitter and Instagram so connect with me there and check out my pinterest board for stuff I pin.Noemie from Down the rocky road wrote her list of Christmas books. You can check it out here.

Ok!!!I am shutting up now. Have a lovely day/evening. Talk to you tomorrow. If you have any suggestions for more lovey/ chick lit or light reads, please leave a comment and I will check it out.

Thanks for stopping by!

xxx

*Amazon affiliate links do not mean you pay extra, it just means I make a little bit of money from your purchase. Thanks if you choose to buy something by pressing the link ❤

 

 

 

 

An oldie but a goodie: 1984 book review/reminder

// So, we’ve all heard about big brother, some of us have probably even watched the reality show (don’t worry, I ain’t gonna tell), but how many of you have actually read the book that inspired this? What am I talking about? Well, George Orwell’s 1984.

I started reading this book as part of a book club session with my student. We wanted to read a book and talk about it. She chose 1984. When I first started reading it, I hated it. I could not get it.

The plot (in a nutshell): It’s about a man called Winston who lives in a land where everything is controlled. There is no freedom (except if you are a prole aka an outcast/rebel). He is scared and alone, but there is a glimpse of hope for him. Or is there?

As I said earlier, I wasn’t really ‘feeling’ the book. The language was hard, the pictures the writer was drawing were strange. I am a girlie girl and I just couldn’t get the book. But I had to read it cause it was part of my lesson with this learner. So, we started talking about Winston’s life and how depressing and gloomy the whole situation described in the book, seemed to be. I gave it time, and then when I reached chapter 4, I started enjoying it. I mean. I loved it. The language I hated in the beginning, was what I appreciated the most later on. Winston’s random thoughts and his ‘miserable’ early personality (he goes through phases) drew me in. Then came the girl and, yeap, I couldn’t stop reading it. The thing I loved the most was the invention of a whole new language. In the book, the characters have to use a new language which is totally stripped of emotions. My favourite bit is this one:

“It’s a beautiful thing, the destruction of words. Of course the great wastage is in the verbs and adjectives, but there are hundreds of nouns that can be got rid of as well. It isn’t only the synonyms; there are also the antonyms. After all, what justification is there for a word which is simply the opposite of some other word? A word contains its opposite in itself. Take “good”, for instance. If you have a word like “good”, what need is there for a word like “bad”? “Ungood” will do just as well-better, because it’s an exact opposite which the other is not.Or again, if you want a stronger version of “good”, what sense is there in having a whole string of vague useless words like “excellent” and “splendid” and all the rest of them? “Plusgood” covers the meaning, or “doublegood” if you want something stronger stills……….You don’t grasp the beauty of the destruction of words.”        Syme talking to Winston (George Orwell in his book 1984).

Com’on how beautiful is that excerpt? I strongly recommend reading the book. You can get it now (book or Kindle) by clicking this * Amazon link here.

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This book brought out my dorky/ nerdiness. I loved it. You should get it. Give it time though……. I know this is not your typical book review, and I am not going to give you details about the plot. I don’t want to take anything away from it and your reactions to this book. I am sharing it here today cause it is a book everyone should read at some point in their life. I wanted to share with you my experience of reading 1984.

Don’t forget to follow my blog (loads of ways to connect on my sidebar). Give this post a thumbs up (aka ‘like’) if you liked it. Thanks for stopping by.

Talk soon.

xx

*This is an Amazon affiliate link. If you order the book, you do not pay extra for it. I just make a small commission off your purchase. Thanks 🙂